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Installment Contracts

What is an installment contract?

If a taxpayer enters into an installment contract, they agree to make a down payment and then additional monthly installments until the amount in Judgment is paid off.
They are offered for real property accounts only. There is no installment contract option for personal property delinquencies.
Interest and penalties continue to accrue during the duration of the installment contract.

Their real property taxes are delinquent and the County has filed a Petition against the property.
They have not defaulted on a County installment contract in the past two years.

Jackson County Collection offers installment contracts to qualifying taxpayers set for the 2020/2021 tax sale.
These installment contracts require a down payment of either 30% or 10% depending on the type of property, and payment of eleven monthly installment payments beginning the month after the initiation of the contract.
Interest penalties and fees continue to accrue.

Taxpayer in owner-occupied residential properties will have this second option to choose from.
No down payment required
No payments required until January of 2022
Interest, penalties, fees continue to accrue.
More details are below.

Collections will be offering extended contracts to taxpayers who establish they are in owner-occupied residential properties and are set to be in the 2020/2021 Tax Sale.
No down payment will be required and no monthly payments due until January of 2022.
Interest, penalties, and fees continue to accrue until the contract is paid off.
There will be 11 equal monthly installments. The first payment will be due in January of 2022 and the final payment will be due in November of 2022.
Taxpayers are allowed to make down payments and/or early payments to reduce their accrual of interest, penalties, and fees, but are not required to make payments until January.
All payments must be made with cash or certified funds.

Taxpayers must attest that they are in an owner-occupied residential property.
Taxpayers must be scheduled for the 2020/2021 sale, not a future sale.
Taxpayer do not qualify if they have defaulted on a County installment contract in the past two years.
Only one extended contract per taxpayer. If a taxpayer utilizes the extended contract option we will not also offer another regular contract on another property.

If a taxpayer misses any payments from January-May of 2022, they will be added into the 2022 Sale next August.

How to Apply

Taxpayers can call 816-881-3232 or email collections@jacksongov.org with questions. They can apply in person at the Collection Office at the downtown courthouse.